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RD Maturity Calculator

Estimate the maturity value of an India Post Recurring Deposit account — at full term, or on premature closure.

Post Office RD rules to keep in mind

🔒Post Office RD has a single 5-year (60-month) tenure — there is no 1-year or 2-year option.
📅Premature closure can only be requested after completing a minimum of 3 years (36 months).
⚠️Closing even one day before the full 5-year maturity forfeits the RD rate entirely — the whole tenure is repaid at the Post Office Savings Account (POSA) rate instead.
🚫If you've paid instalments in advance, the account can't be closed early until that advance-paid period runs out.

Monthly installment

₹

RD interest rate

RD rates change every quarter — check the current published rate before relying on this.I've paid some instalments in advance

Total investment

₹60,000.00

Interest earned

₹11,365.83

Maturity value

₹71,365.83

Principal Interest

This is an estimate using the standard quarterly-compounding RD formula and may differ slightly from the amount credited by the Post Office. Confirm the exact figure — and premature-closure eligibility — against the account passbook or with your Post Office before sharing it with a depositor.